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Law: Difference between revisions
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== Week 47 == | == Week 47 == | ||
* '''[[w:Bankruptcy|Bankruptcy]]''' is a legal status of a person or [[w:legal person|other entity]] that cannot repay the debts it owes to [[w:creditor|creditor]]s. In most jurisdictions, bankruptcy is imposed by a [[w:court order|court order]], often initiated by the debtor. ( Wikipedia ) | * '''[[w:Bankruptcy|Bankruptcy]]''' ( [[w:fi:konkurssi]] ) is a legal status of a person or [[w:legal person|other entity]] that cannot repay the debts it owes to [[w:creditor|creditor]]s. In most jurisdictions, bankruptcy is imposed by a [[w:court order|court order]], often initiated by the debtor. ( Wikipedia ) | ||
* '''[[w:Foreclosure|Foreclosure]]''' is a specific legal process in which a [[w:Loan|lender]] attempts to [[w:Repossession|recover]] the balance of a loan from a borrower who has [[w:Default (finance)|stopped making payments]] to the lender by forcing the sale of the [[w:asset|asset]] used as the [[w:Collateral (finance)|collateral]] for the loan. | * '''[[w:Foreclosure|Foreclosure]]''' is a specific legal process in which a [[w:Loan|lender]] attempts to [[w:Repossession|recover]] the balance of a loan from a borrower who has [[w:Default (finance)|stopped making payments]] to the lender by forcing the sale of the [[w:asset|asset]] used as the [[w:Collateral (finance)|collateral]] for the loan. ( Suomessa käytännössä ilmeisesti [[w:fi:pakkohuutokauppa]] ? ) | ||
* A '''[[w:mortgage|mortgage]]''' ( [[w:fi:kiinnitys]] ) is a [[w:security interest|security interest]] in [[w:real property|real property]] held by a [[w:lender|lender]] as a security for a debt, usually a loan of money. A mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a [[w:security (finance)|security]] for the loan that the lender makes to the [[w:borrower|borrower]]. ( Wikipedia ) | * A '''[[w:mortgage|mortgage]]''' ( [[w:fi:kiinnitys]] ) is a [[w:security interest|security interest]] in [[w:real property|real property]] held by a [[w:lender|lender]] as a security for a debt, usually a loan of money. A mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a [[w:security (finance)|security]] for the loan that the lender makes to the [[w:borrower|borrower]]. ( Wikipedia ) | ||
* '''[[w:Security interest|Security interest]]''' is a property interest created by agreement or by operation of law over assets to secure the performance of an obligation, usually the payment of a debt ( Wikipedia ) | * '''[[w:Security interest|Security interest]]''' [[w:fi:vakuus]] is a property interest created by agreement or by operation of law over assets to secure the performance of an obligation, usually the payment of a debt ( Wikipedia ) | ||
:::[[w:Equitable charge#Equitable charge|Equitable charge]] confers a right on the secured party to look to (or appropriate) a particular asset in the event of the debtor's default, which is enforceable by either power of sale or appointment of a receiver. ( Wikipedia ) It is a form of security interest. [ ... ] Where security equivalent to a charge is given by a natural person (as opposed to a corporate entity) it is usually expressed to be a bill of sale, and is regulated under applicable bills of sale legislation. | |||
* Fringe benefit is a type of '''[[w:employee benefit|employee benefit]]''' ( [[w:fi:luontoisetu]] ) | |||
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== Week 49 == | == Week 49 == | ||
'''[[w:Risk|Risk]]''' can come in the form of [[w:Risk#Economic risk|economic risk]], [[w:financial risk|financial risk]] and [[w:legal risk|legal risk]] when doing international business. | '''[[w:Risk|Risk]]''' can come in the form of [[w:Risk#Economic risk|economic risk]], [[w:financial risk|financial risk]] and [[w:legal risk|legal risk]] when doing international business. | ||